if (balance - amount - 5 < 0) {
System.out.println("Insufficent funds");
System.out.println("Would you like to apply for an ovedraft?");
System.out.println("1:Yes");
System.out.println("2:No, return me back to menus");
Choice = Option.nextLine();
if (Choice.equalsIgnoreCase("1")) {
if (balance - amount - 5 <= -150) {
System.out.println("You have exceeded your Overdraft Limit, you will now be returned back to the menus");
} else { //if not exceeding bank balance
balance -= amount + 5;
System.out.println("You have withdrawen £" + amount);
System.err.println("You now have a balance of £" + balance);
}